Anyone else dealing with constant calls from Armstrong & Associates?
Quote from jeffwood on February 19, 2026, 11:06 amI’m usually a lurker, but I needed to post because I feel like I'm losing my mind. For the past few weeks, I've been getting hammered with calls from a debt collection agency called Armstrong & Associates. They’re calling my cell multiple times a day, sometimes as early as 7:30 AM, and I’ve even gotten a few calls at my office line, which is incredibly embarrassing.
It’s all about an old medical bill from a hospital visit last year. I thought my insurance had covered most of it, but apparently not. The woman on the phone was pretty aggressive and kept implying they might have to take further action if I didn't pay immediately. It’s gotten to the point where my stomach drops every time my phone rings.
I know I probably owe something, but this feels like harassment. I found this article that explains what they can and can't do under the Fair Debt Collection Practices Act (FDCPA), and it sounds like some of their tactics might be illegal, like calling before 8 AM and possibly the threats.
Has anyone else dealt with these guys? Did you have any luck getting them to stop? I'm thinking about sending a cease and desist letter, but I'm worried about what happens next. Any advice would be really appreciated.
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I’m usually a lurker, but I needed to post because I feel like I'm losing my mind. For the past few weeks, I've been getting hammered with calls from a debt collection agency called Armstrong & Associates. They’re calling my cell multiple times a day, sometimes as early as 7:30 AM, and I’ve even gotten a few calls at my office line, which is incredibly embarrassing.
It’s all about an old medical bill from a hospital visit last year. I thought my insurance had covered most of it, but apparently not. The woman on the phone was pretty aggressive and kept implying they might have to take further action if I didn't pay immediately. It’s gotten to the point where my stomach drops every time my phone rings.
I know I probably owe something, but this feels like harassment. I found this article that explains what they can and can't do under the Fair Debt Collection Practices Act (FDCPA), and it sounds like some of their tactics might be illegal, like calling before 8 AM and possibly the threats.
Has anyone else dealt with these guys? Did you have any luck getting them to stop? I'm thinking about sending a cease and desist letter, but I'm worried about what happens next. Any advice would be really appreciated.
I hope this helps you get the feedback and support you're looking for. Let me know if you'd like to adjust the tone or details further.